Spain adopts joint deposit limits across all online operators
Royal Decree 520/2026, published 25 June 2026, sets default joint deposit limits of EUR 700 a day, 1,750 a week and 3,300 per four weeks from March 2027.
By Oliwer Brewitz, Head of Marketing
Key changes
- Joint per-player deposit limits across all state-licensed operators
- Defaults of EUR 700 a day, EUR 1,750 a week, EUR 3,300 per four weeks
- Increases take effect after three working days, with a three-month interval
- Operators must reject deposits above the joint limit
- System applies nine months after publication (25 March 2027)
What changed
The Council of Ministers approved Royal Decree 520/2026 on 23 June 2026; it is dated 24 June and was published in the BOE on 25 June 2026. It amends Royal Decree 1614/2011 to create a joint deposit limit system per player, run by the DGOJ, that applies across every operator where the player holds an account and sits alongside each operator's own limits. Default limits are EUR 700 per day, EUR 1,750 per week and EUR 3,300 per four-week period. Players can set lower limits at once; increases or removal take effect after three working days, and cannot be requested within three months of a previous increase. Operators must connect to the system and refuse deposits that would breach the limits. The system applies nine months after publication; guarantee amounts for licences are also updated from 1 January 2027.
What it means for advertising
Operators must refer to the joint limit system in the 'Juego más seguro' section of their websites. A shared cap on deposits reduces the value of multi-operator customers, who the ministry says are about 31% of active online players, and is likely to change the economics of acquisition campaigns aimed at players who already hold accounts elsewhere. Bonus and reactivation offers that depend on new deposits will also run into the shared cap.
What operators should do
Plan the technical integration with the DGOJ system before the test version is made available six months ahead of entry into force. Update deposit flows, player messages and safer gambling pages. Review guarantee amounts against the new figures before 1 January 2027. Retention and CRM teams should model the effect of the caps on high-value segments and adjust deposit-led promotions and forecasts before March 2027.
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