Online casino licence cost in Finland (2026)
Finland opens online gambling to licensed operators on 1 July 2027, and applications have been accepted since 2 March 2026. A gambling licence costs €29,000 to apply for, the annual supervision fee runs from €4,000 to €434,000 by gaming margin, and the lottery tax is 22% of gaming margin.
Figures checked against official sources on 20 October 2026
€29,000
€4,000 to €434,000 by gaming margin (€10,000 in the first year)
22% of gaming margin (from 1 July 2027)
Licence types
Gambling licence (rahapelitoimilupa)
Betting, electronic casino games, electronic bingo and slots; the operator chooses which to apply for. Licensed gambling can start on 1 July 2027. Duration: Up to 5 years.
NPB fees
| Fee | Amount | Charged on | Source |
|---|---|---|---|
| Application fee | €29,000 | Per application, charged whatever the decision (from 1 March 2026)Set while the National Police Board handles applications; the fee from 1 July 2027 will be set by a new decree. | Ministry of the Interior decree 96/2026 on police fees, Finlex |
| Licence amendment | €1,120 | Per amendment of a gambling licence (from 1 March 2026) | Ministry of the Interior decree 96/2026 on police fees, Finlex |
| Supervision fee, gaming margin under €100,000 | €4,000 | Per calendar year, per gambling licence, by gaming margin (stakes minus winnings) (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
| Supervision fee, gaming margin €100,000 to under €1m | €12,400 | Per calendar year, per gambling licence, by gaming margin (stakes minus winnings) (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
| Supervision fee, gaming margin €1m to under €2m | €22,400 | Per calendar year, per gambling licence, by gaming margin (stakes minus winnings) (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
| Supervision fee, gaming margin €2m to under €5m | €45,300 | Per calendar year, per gambling licence, by gaming margin (stakes minus winnings) (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
| Supervision fee, gaming margin €5m to under €10m | €80,700 | Per calendar year, per gambling licence, by gaming margin (stakes minus winnings) (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
| Supervision fee, gaming margin €10m to under €20m | €152,000 | Per calendar year, per gambling licence, by gaming margin (stakes minus winnings) (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
| Supervision fee, gaming margin €20m to under €50m | €248,000 | Per calendar year, per gambling licence, by gaming margin (stakes minus winnings) (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
| Supervision fee, gaming margin €50m or more | €434,000 | Per calendar year, per gambling licence, by gaming margin (stakes minus winnings) (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
| First-year supervision fee | €10,000 | Base fee for the first year of operation, later adjusted to the actual band (from 1 July 2027) | Rahapelilaki 10/2026 (Gambling Act), Finlex |
Gaming tax
22%
Online casino and betting: Gaming margin (stakes minus winnings) of games offered under a Finnish licence (from 1 July 2027).
Announced changes
- From 1 July 2027: The licensed market opens: gambling may only be offered and marketed in Finland under a Finnish licence. (Poliisi: FAQ about applying for licences)
- From 1 July 2027: Licensing moves from the National Police Board to the Finnish Supervisory Agency (Lupa- ja valvontavirasto), which will set its own application fee. (Poliisi: Licences under the Gambling Act)
Requirements that affect the cost
- Local entity or representative
- No Finnish company is required. An applicant outside the EEA must appoint a representative based in the EEA, and every licensee needs a Finnish business ID for the lottery tax.Source: Rahapelilaki 10/2026 (Gambling Act), Finlex
- Capital or guarantee
- No fixed amount. The applicant must show it can finance the business and meet its legal obligations.Source: Rahapelilaki 10/2026 (Gambling Act), Finlex
- Processing time
- The National Police Board's target is 3–6 months.Source: Poliisi: Licences under the Gambling Act
How to apply: Poliisi: Licences under the Gambling Act
Other costs to budget for
The licence and tax are only part of a launch budget. These costs vary too much by operator to give official figures, but every plan for Finland should account for them:
- Legal and licensing advisers for the application and ongoing compliance.
- Gaming platform and game content (B2B suppliers, often certified per market).
- Testing and certification of games and systems by an approved testing lab.
- Payments, identity verification (KYC) and responsible-gambling tooling.
- Local staff or a local representative, where the regulator requires one.
- Player acquisition: media, creative and affiliate costs within the market's advertising rules.
Frequently asked questions
How much does an online casino licence cost in Finland?
NPB application fee: €29,000. Annual fee: €4,000 to €434,000 by gaming margin (€10,000 in the first year). Gaming tax: 22% of gaming margin (from 1 July 2027). Platform, legal, testing and marketing costs come on top and vary by operator.
What is the online gambling tax in Finland?
22% for online casino and betting, charged on gaming margin (stakes minus winnings) of games offered under a Finnish licence (from 1 July 2027).
How long is a NPB licence valid?
Gambling licence (rahapelitoimilupa): Up to 5 years.
Do you need a local company or representative in Finland?
No Finnish company is required. An applicant outside the EEA must appoint a representative based in the EEA, and every licensee needs a Finnish business ID for the lottery tax.
Planning a launch in Finland?
Once the licence is in place, we plan and run compliant display, video and DOOH campaigns in Finland, gated on licence, market and age before every bid.
Get a media planSources
- Poliisi: Licences under the Gambling Act
- Rahapelilaki 10/2026 (Gambling Act), Finlex
- Ministry of the Interior decree 96/2026 on police fees, Finlex
- Vero.fi: Arpajaisvero (lottery tax)
- Poliisi: FAQ about applying for licences
Figures are copied from official sources as published on the date shown and may change. This page is general information for planning, not legal, tax or financial advice. Confirm current fees and requirements with National Police Board (Finnish Supervisory Agency from 1 July 2027) and your advisers before applying.